1. Terms

By accessing this web site, you are agreeing to be bound by these website Terms and Conditions of Use, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials contained in this web site are protected by applicable copyright and trademark law.

2. Use License

Permission is granted to temporarily download one copy of the materials (information or software) on the Prowise Financial website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

modify or copy the materials;

use the materials for any commercial purpose, or for any public display (commercial or non-commercial);

attempt to decompile or reverse engineer any software contained on Prowise Financial web site;

remove any copyright or other proprietary notations from the materials; or

transfer the materials to another person or “mirror” the materials on any other server.

This license shall automatically terminate if you violate any of these restrictions and may be terminated by Prowise Financial at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.

3. Disclaimer

The materials on Prowise Financial website are provided “as is”. Prowise Financial makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties, including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights. Further, Prowise Financial does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its Internet web site or otherwise relating to such materials or on any sites linked to this site.

4. Limitations

In no event shall Prowise Financial or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption,) arising out of the use or inability to use the materials on Prowise Financial Internet site, even if Prowise Financial or an authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

5. Revisions and Errata

The materials appearing on Prowise Financial website could include technical, typographical, or photographic errors. Prowise Financial does not warrant that any of the materials on its web site are accurate, complete, or current. Prowise Financial may make changes to the materials contained on its web site at any time without notice. Prowise Financial does not, however, make any commitment to update the materials.

6. Links

Prowise Financial has not reviewed all of the sites linked to its Internet web site and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by Prowise Financial of the site. Use of any such linked website is at the user’s own risk.

7. Site Terms of Use Modifications

Prowise Financial may revise these terms of use for its web site at any time without notice. By using this web site you are agreeing to be bound by the then current version of these Terms and Conditions of Use.

8. Governing Law

Any claim relating to Prowise Financial website shall be governed by the laws of the State of Florida without regard to its conflict of law provisions. General Terms and Conditions applicable to Use of a Website.

Privacy Policy

Effective Date: February 10, 2026

ProWise Financial Consulting (“we,” “us,” or “our”) respects your privacy and is committed to protecting the personal information you share with us. This Privacy Policy explains how we collect, use, and safeguard information when you interact with us, including through our website, email, phone, and SMS text messaging.

Information We Collect

We may collect the following categories of information:

Contact Information: Name, email address, phone number, mailing address

Client & Inquiry Information: Information you provide when requesting services, completing forms, or communicating with us

Communication Information: Emails, phone calls, and SMS messages exchanged with us

Technical Information: IP address, browser type, and website usage data through cookies or analytics tools

How We Collect Information

We collect information when you:

Complete forms on our website

Engage with us as a client or prospective client

Communicate with us via email, phone, or SMS text message

Opt in to receive marketing or informational communications

Interact with our website through cookies or similar technologies

How We Use Information

We use your information to:

Provide accounting, advisory, and consulting services

Respond to inquiries and client requests

Send service-related communications and reminders

Deliver marketing or educational content when you have opted in

Send security or verification messages (such as one-time passcodes)

Improve our website and services

Comply with legal and regulatory obligations

SMS Communications & Consent

We use SMS text messaging for different purposes, depending on the phone number and context.

Marketing SMS Messages

If you opt in to receive marketing SMS messages from us, you may receive educational content, promotional messages, event information, or service updates. These messages may be sent using automated technology.

Message frequency may vary

Message & data rates may apply

Reply STOP to opt out at any time

Reply HELP for assistance

Consent to receive marketing SMS is not a condition of purchase

Visit http://www.prowisefinancial.com/privacy to see our privacy policy and terms and conditions.

Operational & Client SMS Messages

We may send SMS messages related to ongoing client relationships, including appointment reminders, document requests, account updates, and general client communications. These messages are transactional or informational, not marketing.

Security & Verification Messages (2FA / OTP)

We may use SMS messaging to send one-time passcodes (OTP) or multi-factor authentication (2FA) messages for account security when accessing financial, payroll, banking, or internal systems. These messages are system-generated and do not contain marketing content.

Information Sharing

We do not sell, rent, or share your personal information or SMS consent with third parties for marketing purposes.

We may share information only with trusted service providers (such as messaging or technology platforms) as necessary to operate our business, comply with legal obligations, or protect our rights. All such providers are required to maintain confidentiality.

Data Security

We implement reasonable administrative, technical, and physical safeguards to protect your information from unauthorized access, misuse, or disclosure.

Your Choices

You may:

Opt out of marketing SMS messages at any time by replying STOP

Request access, correction, or deletion of your personal information

Disable cookies through your browser settings

Updates to This Policy

We may update this Privacy Policy periodically. Changes will be posted on this page with an updated effective date.

Contact Us

If you have questions about this Privacy Policy or our data practices, contact us at:

ProWise Financial Consulting
Website: https://prowisefinancial.com
Email: [email protected]
Phone: 641-424-3990